A gig worker at 50+

I was permanently laid off by my employer of 25+ years in 2018. Even with relevant skills and experience finding permanent work in your late 40's at the similar pay and responsibilities is really hard in one's late 40s. I accepted a contract role at significantly less pay and no benefits. I was lucky enough to get a second contract a year after my first one ended. Having no benefits, sick days or real stability is really hard. I live in fear of getting sick or needing health care or dental work. I feel disposable.